What does a full covenant and warranty deed guarantee?

A full covenant and warranty deed is a type of legal document used in real estate transactions that provides strong protections for the buyer. The guarantee it offers primarily revolves around the grantor's assurance of clear title and the right to sell the property. This means that when the grantor transfers the property, they are legally verifying that they have full ownership and authority to convey that ownership. Additionally, it ensures that no other parties have any claim to the property that could interfere with the buyer's rights.

While the other options may seem relevant, they do not accurately reflect the guarantees provided by a full covenant and warranty deed. The deed does not guarantee that no taxes are due or that the property is free from existing mortgages, as those issues can vary independently of ownership. Similarly, it cannot promise future appreciation in value, as fluctuating market conditions determine property values over time. Thus, the focus of the deed is on the clarity of the title and the rights associated with the transfer of ownership.